New Delhi [India], April 16: Many people expect every medical test to be covered, but insurers usually decide based on why the test was done. Preventive health check-ups are routine screenings done when you feel fine, while diagnostic tests are done to confirm a problem or guide treatment.
A health insurance policy for a family may cover both, but often under different terms and conditions. In this article, you will learn what is typically paid for, what may be excluded, and how to avoid surprises at claim time.
