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New NPCI rules limit UPI status checks to avoid repeat of outage
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The National Payments Corporation of India (NPCI) has asked banks to immediately restrict the use of the ‘Check Transaction’ API for UPI payments.
This move follows a five-hour UPI outage on April 12, the longest in over three years.
In a circular dated April 26, NPCI stressed excessive status check calls by banks for overloading the system. These repeated checks were triggered when banks failed to receive transaction status updates from beneficiary banks.
NPCI has now mandated stricter rules:
- Banks must wait at least 90 seconds after initiating…
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