Can P2P Lending Revolutionise Credit Access For The Underserved?

Peer-to-Peer Lending (P2PL) has emerged as a bold and much-needed alternative, especially for those left out of India’s credit system.

The RBI has already taken notice, recognising 25 P2P non-banking financial companies (NBFCs) in early 2022.

Women are often seen as “risky” borrowers not because they lack the capability but because of entrenched biases and a legacy of exclusion

In India, more than 160 Mn credit-eligible individuals are overlooked by traditional credit systems, with rural women facing distinct…