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Kathy saw Rupaben’s sweaty brow, and how that led to world’s first life-saving heatwave insurance

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A female labourer works at a construction site in a village near Ahmedabad.

Synopsis

A global NGO and its Indian peer are giving women workers in India a parametric cover against heatwave, the first of its kind in the world.

It all started with a meeting last year between two social-sector Samaritans working in two different parts of the world. Kathy Baughman McLeod, CEO of Climate Resilience for All (CRA) was introduced to Reema Nanavaty, director of SEWA (Self Employed Women’s Association) by one the funders of the former. As it turned out, the global NGO and its Indian peer had a common interest. At that time, CRA was delving deeply into the disproportionate

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