NACH 3.0 to roll out in July: What will change for your salary credit and EMI debit

The National Payments Corporation of India (NPCI) will roll out NACH 3.0 in the first week of July 2025, bringing faster and more secure bank transactions under the National Automated Clearing House (NACH) system. The upgrade is expected to improve how salaries, pensions, EMIs, and SIPs are processed across India.

According to an NPCI circular, the enhanced system will streamline recurring payments and introduce several performance and security upgrades.

NACH is a centralised system that helps banks handle recurring transactions such as salary credits,…