Blockchain
The DeFi mullet — Fintech needs DeFi in the back
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Opinion by: Merlin Egalite, co-founder at Morpho Labs
Fintechs in the front, decentralized finance (DeFi) in the back: the DeFi Mullet.
Today’s fintech companies offer excellent user experiences but are constrained by traditional financial infrastructure — siloed, slow, expensive and inflexible. Meanwhile, DeFi provides lightning-fast, cost-effective, interoperable infrastructure but lacks mainstream accessibility.
The solution? Combine fintech’s distribution and user experience with DeFi’s efficient back end.
The mullet is inevitable
Fintech…
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